Icici Bank Personal Loan: Provide Financial Solutions To Loan-seekers Instantly
Read here in detail about the features and benefits of applying for ICICI bank personal loan with IndiaLends.
The ICICI bank is known for offering a wide range of loans to meet the financial requirement of the customers. Among all the most popular is ICICI Bank personal loan. It could be used for varied reasons like financing a medical emergency, higher education, unplanned trips, or any unexpected bills lining up at the month-end. The best part about ICICI Bank Personal loan is that it is collateral-free, it is given based on your credit profile.
Here are the key highlights of ICICI Bank Personal loan
• Affordable and flexible ICICI Personal loan interest rates starting from 10.99%
• Fast loan approval
• Easy Documentation Process & 100% Transparency
• Maximum Loan up to Rs. 25 lakhs
• Flexible Repayment options, ranging from 1 to 5 years
• Zero Hidden Charges and Low Processing Fee
• Fast disbursal with money in your account within 2 days
Here are the eligibility criteria to apply for ICICI Bank Personal loan
• The minimum age to apply for ICICI Bank personal loan is 23 years and the maximum is 58 years
• Must be having a good credit score of 750, or above
• The loan tenure ranges from 12 months to 60 months
• The prepayment closure charges of ICICI personal loan are 5% per annum of principal outstanding plus GST
Key features of ICICI personal loan that makes this one of the best financing options
Best interest rates: The ICICI personal loan interest rate starts from 10.99% to 17.99%/. The rate of interest can vary with each customer depending on his/her credit score, repayment history, and the internal policies of the bank.
Offers flexible tenure and easy EMI options:
ICICI bank offers personal loans at a flexible tenure ranging between 12 months to up to 60 months. You can pay the loan in easy installments and can choose an EMI plan which best suits your current financial position. For this, you can also make use of the ICICI personal loan calculator. It is one of the best ways of planning your finances well.
Huge loan amount
ICICI personal loans are available for both, self-employed individuals, and salaried working professionals. A salaried professional can avail a maximum limit of Rs. 20 lacs, Rs. 30 lacs for self-employed individuals, and Rs. 40 lacs for doctors.
Bottom line
ICICI Bank has joined hands with IndiaLends, an online marketplace that offers low-interest personal loans to fulfill the financial requirements when you need the money at the most. If you want to apply for a Personal Loan with ICICI Bank, you can fill up an online loan application form after checking your ICICI Bank Personal Loan Eligibility. Moreover, you can use an ICICI Personal Loan EMI calculator available on our website to calculate your affordability.
