Hidden Perks: Surprising Ways To Use Auto Insurance

When it comes to auto insurance, most of us think of it as a necessary evil - something we have to have in case of an accident. But what if I told you there are hidden perks to your auto insurance policy that you might not be aware of? That's right! Your auto insurance can offer you more than just coverage for accidents. In this blog post, we'll explore some surprising ways to use your auto insurance that could benefit you in ways you never imagined.

Roadside Assistance

Did you know that many auto insurance policies offer roadside assistance as part of their coverage? This means that if your car breaks down or you get a flat tire, you can call your insurance company, and they will send someone out to help you. This can save you time, money, and stress in the event of an unexpected breakdown.

Rental Car Coverage

If your car is in the shop for repairs after an accident, many auto insurance policies include rental car coverage. This means that your insurance company will pay for a rental car for you to use while your vehicle is being repaired. This can be a lifesaver if you rely on your car for work or other commitments.

Glass Repair Coverage

Have a crack or chip in your windshield? Many auto insurance policies include glass repair coverage, which means that your insurer will pay for the repair or replacement of your windshield without affecting your deductible. This can save you hundreds of dollars on costly windshield repairs.

Personal Property Coverage

If items are stolen from your car, such as a laptop or purse, many auto insurance policies include coverage for personal property theft. This means that your insurer will reimburse you for the value of the stolen items up to a certain limit. It's important to check with your insurance company to see what items are covered under this policy.

Medical Payments Coverage

In the unfortunate event that you or a passenger is injured in an accident, many auto insurance policies include medical payment coverage. This means that your insurer will help cover medical expenses related to the accident, regardless of who was at fault. It's important to understand the limits of this coverage and how it applies in different situations.

So there you have it - hidden perks of using auto insurance that go beyond just accident coverage. From roadside assistance to glass repair coverage, rental car benefits, personal property protection, and medical payments coverage, there are numerous ways to utilize your auto insurance policy when unexpected situations arise. Be sure to review your policy details and speak with your insurer about these additional benefits so that you can make the most out of your coverage. Auto insurance doesn't have to be just about accidents - it can also provide peace of mind and added convenience in various situations.